Scratch and Dent insurance is a type of coverage that is designed to protect vehicles from small cosmetic damages such as scratches, dings, and dents.

It covers the cost of repairs or replacements of the affected parts due to accidental or non-collision damages. Scratch and Dent insurance can be a cost-effective way to maintain the appearance and value of a vehicle without paying for full collision coverage.

It is particularly useful for newer cars or for people who want to keep their vehicle in pristine condition.